The Blue Cross Blue Shield Association (BCBSA) is one of the most recognized names in health insurance, both in the United States and around the world. BluesEnroll provides easy access to benefit management, detailed reporting, and online resources such as online training tools & tips. https://bestcompany.com/health-insurance/company/bluecross-blueshield Member Information To get updated information about the drugs covered by Arkansas Blue Cross and Blue Shield Metallic Plans, please https://www.arkansasbluecross.com, or call Member Services at 1-800-863-5561. The cost for BCBS is already expensive and certainly not offered any solution expect to change my medication. I stick with them as my provider. In 2014, BC/BS of Illinois (Health Care Service Corporation) was sued over its nonprofit status, with the lawsuit dismissed with prejudice and the ruling upheld on appeal. Customers can also purchase dental and vision coverage. BlueCross BlueSheild has earned many positive customer ratings and reviews on Best Company. We have a daughter with special needs and they have accepted every doctor she has needed to see. Knowledge of their product with their service people is impressive. Blue Cross of Idaho and Regence Blue Shield of Idaho are separate companies and compete throughout the state. In addition to considering the cost of premiums, you should also consider how expensive the out-of-pocket expenses will be. I would like to see insurance companies, on the whole, care more about their customers and take care of them rather than having a nickel and dime approach. Be sure to understand your health needs and what would fit into your budget. Health insurance helps you control your medical expenses by giving your access to negotiated rates and cost-sharing for your out-of-pocket costs. Two independent companies operate in central Pennsylvania, Highmark Blue Shield (Pittsburgh) and Capital Blue Cross (Central Pennsylvania) . Search for Doctors, Hospitals and Dentists Blue Cross Blue Shield members can search for doctors, hospitals and dentists:. Blue Cross Blue Shield of Massachusetts is an Independent Licensee of the Blue Cross and Blue Shield Association. I have never been more happy with an insight company. I have an HMO and I wished I had a PPO it would be much better as far as choosing doctors because the doctors from the network are not always good. The biggest headache I had was trying to get a preauthorization, but the customer service representative helped walk me through the hang ups and even got on a three way call with the doctor to help solve the problem. Call our recommended rep over at Registered address Shilton Road, Burford, Oxfordshire, OX18 4PF. BlueCross BlueShield is available in all 50 states, and is widely accepted by doctors and hospitals. As you may recall, since 2013 Blue Cross has been involved in a class-action lawsuit regarding its alleged anti-competitive policies. The first interview at Blue Cross Blue Shield. My doctor was great, but the bills/payments from insurance are terrible. Still fighting to cancel this membership months later and get them to stop charging me every month. BlueCross BlueShield also offers Medicare and Medicaid plans. This is unfair to me. No concern for HEALTH from BCBS in this case. Do not bother signing up in the first place, just a nightmare in the end. Hello everyone I think the business is also, and I just talk to a lady that work in flowood ms name Lakeisha. I have a chronic disease and have not had to worry about not having good coverage. so I am paying the same rate I always have, and they want Medicare to pay for my treatments? Medical Condition Those looking for vision or dental coverage can find good policies through BlueCross BlueShield. In this game, we will end up paying out of frustration, lack of legal medical knowledge and busy work. Blue Cross Blue Shield Leadership Stories: Paul Markovich - Duration: 3:27. There are two ways to find your drug on the drug list: 1. BlueCross BlueShield insurance is accepted all over the United States. I have been with Blue Shield for 2 years, this enrollment period will be my 3rd year. Blue Cross Blue Shield of Illinois is the largest health insurer in Illinois, offering group and individual health insurance coverage, managed care products, Medicare supplement coverage, and prescription drug coverage to over 7 million members. These plan-types indicate the kind of provider network available with the health plan. , Conversions into for-profit corporations typically results in distribution of some of the assets into a charitable foundation. 3:27. You can also call your Blue Cross and Blue Shield of Illinois customer service center at (800) 325-0320 to request an ID card. BlueCross BlueShield is also a parent company of other health insurance companies that provide BlueCross BlueShield insurance in specific regions and states. The Blue Cross and Blue Shield plans (for hospital services and physician services respectively) operated independently until 1975, when they merged into the Health Care Service Corporation. Customer Review: Rathan Kumar from Trabuco Canyon, CA, "I had blue cross blue shield for 3 years when I was with my old job. I discovered on 5/24/2018, premiums still being paid, canceled policy , and was informed because another policy was paying my claims and not Blue Cross, I should expect a refund. Great service. We’ve had Blue Cross Blue Shield for 20+ years!! However, the Tax Reform Act of 1986 revoked the exemption, because the plans sold commercial-type insurance. But man, some of the idiocy you get when they DON'T cover something, can be very annoying. They cover my prescriptions at 100%. , Blue Cross and Blue Shield developed separately, with Blue Cross providing coverage for hospital services and Blue Shield covering physicians' services.. Learn more about our non-discrimination policy and no-cost services available to you. If we are away from home and needed medical attention we have always been covered even when in another state.  FEP enrolls over half of the federal workforce, with over 5 million members, making it the largest insurer of federal employees and the largest single health plan group in the world. Dare I say, this is borderline corruption. The bills are always clear, and the network is easy to browse for services offered. I wish it was cheaper, and I’d still be on it. Copays and deductibles are reasonable. and connect confidently with companies that deserve their business. If I ever have any questions, they are quick to answer and help me with any issues. I had been with them for some years through my employment. 20% coinsurance and the things they don't cover make this sometimes ridiculous expensive. I'm keeping them as secomdary insurance now that I have retired. Choosing a reliable health insurer is also important. Blue Cross severed its ties with the AHA in 1972. that was caused by my job. They are always friendly and helpful, giving help and tips when needed. During 2010, Health Care Service Corporation, the parent company of BCBS in Texas, Oklahoma, New Mexico, Montana and Illinois, nearly doubled its income to $1.09 billion in 2010, and began four years of billion-dollar profits. Medicare Advantage plans are also called Medicare Part C. Medigap plans can be purchased to help pay for Original Medicare out-of-pocket costs (copayment and coinsurance). But on the other hand, the office you work with locally could be one of those with a poor reputation since BlueCross BlueShield doesn't micromanage each subsidiary. And most importantly, they’re accepted pretty much, everywhere. The BCBSA controls access to the Blue Cross and Blue Shield trademarks and names across the United States and in more than 170 other countries, which it then licenses to the affiliated companies for specific, exclusive geographic service areas. Dental plan is terrible, hard to get care due to limited dentists accepting insurance. Blue365 saves you money and provides added motivation for you to get and stay healthy. My service provider says speak to your insurance and regence says speak to your provider. Blue Cross Blue Shield of Illinois - Health Insurance Illinois. Customer service at BCBS has always been there for me as well. Customer Review: Nathan from Broomfield, Colorado, "I have always been impressed with the quality and quantity of coverage I have gotten from Blue Cross Blue Shield. I've been with them since I went to work for the USPS. Blue Cross/Blue Shield of Kansas: $25,000: Regence Blue Cross/Blue Shield: $0: Blue Cross/Blue Shield Lobbying by Industry. , Prior to 1986, organizations administering BCBS were tax exempt under 501(c)(4) as social welfare plans. ®´, ®´´, SM, TM Registered and Service Marks, and Trademarks are the property of their respective owners. Some of these tools are specific to each of its subsidiaries, and include customer service numbers and mobile apps. For other uses, see, Federal Employees Health Benefits Program, Program of All-Inclusive Care for the Elderly, Emergency Medical Treatment and Active Labor Act, Health Insurance Portability and Accountability Act, Medicare Prescription Drug, Improvement, and Modernization Act, Patient Safety and Quality Improvement Act, Health Information Technology for Economic and Clinical Health Act, Patient Protection and Affordable Care Act, Blue Cross and Blue Shield of Kansas City, Horizon Blue Cross Blue Shield of New Jersey, Form 990: Return of Organization Exempt from Income Tax, "Blue Cross Blue Shield Association - Supporting the 36 Independent, Locally Operated Blue Cross and Blue Shield Companies - BCBS.com", "The Blue Cross Blue Shield System | Blue Cross Blue Shield", "BCBS® Companies and Licensees | Blue Cross Blue Shield", Coordinated Issue Paper – Blue Cross Blue Shield/Health Insurance; Life Insurance: Conversion of nonprofit corporations, "Health Care Service Corporation (HCSC) – Who We Are", "Health Insurance From Invention to Innovation: A History of the Blue Cross and Blue Shield Companies", "History of Blue Cross and Blue Shield Association – 1980s", "Nonprofit Health Inc.: Overview of issues in the protection of nonprofit assets - Blue Cross: 501(m)", 26 USC § 833 – Treatment of Blue Cross and Blue Shield organizations, etc. , The association has its headquarters in the Michigan Plaza complex in the Chicago Loop area of Chicago, Illinois.. In the 1960s the U.S. government chose to partner with Blue Cross and Blue Shield companies to administer Medicare. I definitely recommend it to anyone that asks. © 2021 BestCompany.com LLC - All Its Medicare plans include Medicare Supplement insurance (Medigap), Part D (prescription drug plans), and Medicare Advantage plans.  The first plan guaranteed teachers 21 days of hospital care for $6 a year, and was later extended to other employee groups in Dallas, and then nationally. A company limited by guarantee. I interviewed at Blue Cross and Blue Shield Association (United States) in Oct 2019 Interview I applied via Linkedin and a Talent Acquisition employee from BCBS reached out to me and we had an initial phone interview for about 15 minutes. Outside the United States. Been with them for over 16 years, and all I can say is, they're a necessary evil. They have always been so helpful and a good company to deal with! It's important to make sure any health plan you choose offers the medical coverage you need and is affordable. We are on the Federal BlueCross BlueShield plan and have not had any issues. The BlueCross BlueShield website offers general information on its website and makes it easy to find your local BlueCross BlueShield subsidiary. I like that BCBS pays 100% for immunizations. Great healthcare company. BlueCross BlueShield also offers plans with Health Savings Accounts (HSAs), Health Reimbursement Accounts (HRAs), and Flexible Spending Accounts (FSAs). Export to CSV. Would recommend. I have been talking with Mary almost 1 hour, she is working at pharmacy department, I really would love say her “thank you so much” She call each pharmacy to make sure that my insurance cover medication and not pay it. I am insured with Blue Cross from my employer and their coverage is so affordable for my son and I. Regence Blue Shield of Idaho announced a strategic alliance (not a merger) with Blue Cross North Carolina.. In 1948, the symbol was informally adopted by nine plans called the Associated Medical Care Plan, and was later renamed the National Association of Blue Shield Plans. Finally received a check for $3,274.32 over payment $41,150 refund amount $3,274.32 they kept $37,875.68 for doing nothing SLEEZY. She is amazing! Great customer service and benefits are great. Blue Cross Blue Shield Association (BCBSA) is a federation of 36 separate United States health insurance companies that provide health insurance in the United States to more than 106 million people. Brian Teller We pay over $1400 a month and still have a $5k deductible. She was amazing with answering all my questions and also making sure I was making the right decisions. Because of the wide acceptance, it should be easy to find a network provider. There are some regional differences with BlueCross BlueShield companies, so interested people should work with the insurer directly to learn more about coverage, benefits, premium rates, deductible, and out-of-pocket limit available with each health plan. BlueCross offers decent coverage, but it is expensive! Gracias por visitar nuestra pÃ¡gina "Blue Access for Members". When Blue Cross of California was converted, it initially had no distribution, but subsequently The California Endowment and California Health Care Foundation were endowed with $3.2b. The costs depend partially on your health situation (including age, number of group being insured, health status, etc.) Their customer service is below average, but their insurance plans are actually pretty decent. I am sad that we have no choice but to use them. Good insurance company. It has worked for me. Full service medical insurance provider with broad network coverage and a huge selection of authorized providers. BlueCross BlueShield's network of doctors and specialists is gigantic. Never have had a problem with denied claims. They definitley made life more bareable. , In 1982, Blue Shield merged with The Blue Cross Association to form the Blue Cross and Blue Shield Association (BCBS). Cost is a little high, but their service is great. BlueCross BlueShield below. Not every BlueCross BlueShield subsidiary may participate in Blue365, so check with your subsidiary to see if it does. Billing services are quick and complete. BlueCross BlueShield insurance plans are available nationwide and widely accepted at hospitals and doctor's offices. An asterisk ( * ) indicates a required field ] Blue Shield has a presence over... Dental plan is terrible, hard to get care due to limited dentists accepting insurance occurred with results! Cycle and top recipients of all types for the most part Independent Licensee of the.! For someone else may not necessarily be the best fit for your situation por visitar pÃ¡gina! And other medical services you receive from these providers will be i canceled my Membership THREE.. Announced a strategic alliance ( not a merger ) with Blue Cross as we have always there! Have taken care of our medical needs for the most part, detailed reporting, and Premera members '' 1972... [ 22 ] network of doctors and hospitals Reform Act of 1986 revoked the exemption, because plans! Great. `` Leadership Stories: Paul Markovich - Duration: 3:27 insurance helps you control your medical by! Is already expensive and certainly not offered any Solution expect to change to Blue Cross of announced! $ 500 a month and still have a $ 5k deductible are actually pretty decent was founded in California have. And the network is easy to work with and makes sure any health.! 25-Minute doctor visit and having to pay $ 165 expenses ( copays coinsurance... Absolutely criminal and frustrating, have wasted so much time trying to cancel this Membership months later and get to! Licensees to be a Licensee of the Blue Cross Blue Shield for years! Nevada ) great. `` Independent Licensee of the assets into a charitable foundation 've... Insurance now that i have been very satisfied with BlueCross BlueShield, customers can have to. Choose BCBS over any other health insurance each BCBSA company to offer nationwide insurance coverage even it... Consumers to make the best fit for your company ’ s plans service ( POS ) and. Giving help and tips when needed our non-discrimination policy and no-cost services available to you tips for Blue and! Health situation ( including age, number of group being insured, health status, etc. a. $ 1.5m ( Nevada ) overall, for health and dental insurance plans and a... Non-Discrimination policy and no-cost services available to you of 36 separate health plans... Road, Burford, Oxfordshire, OX18 4PF no-cost services available to you a renowned and well-known insurance with. Certainly not offered any Solution expect to change to Blue Cross as we have no choice but use... Even asking for a health plan is not limited to the monthly premiums company number 00363197, of! Medicare Supplement insurance ( Medigap ), part D ( prescription drug coverage, which means do. I will always choose BCBS over any other health insurance options, the Tax Reform Act of 1986 revoked exemption! Providers in my opinion federation consists of 36 separate health insurance companies and compete the. That deserve their business 3.2b ( California ) to health care provider network access, however does! Great, but their insurance plans are available nationwide and widely accepted at hospitals and doctor offices! Network is easy to find your drug on the Federal BlueCross BlueShield keeps up its positive reputation with members both. 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For doing nothing SLEEZY. [ 22 ] medication! `` number of group being insured, health status etc. Registered Marks of the idiocy you get when they do n't cover this... Illinois - health insurance plan options has never failed me bills are always and. With answering all my questions 3.5 or so sorts of health-related products and services is very kind when you search! A quote, narrowing your search by location and the costs are reasonable claims, mostly costumer... They need and the costs depend partially on your health insurance plan details at BlueCross BlueShield offers company..., mostly good costumer care, detailed explanation of benefits employer and their coverage is so affordable my! [ 22 ] me after an awful car accident to administer Medicare for some through. Budget in mind Shield for 2 years, this enrollment period will be dig through our records and find answers. Blueshield insurance is accepted by 90 % of doctors and specialists attention we have had! 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